Renter’s seminar findings are in! See why buying is better.

Last month, we held a renter’s seminar at The Ranch where we discussed the pros of owning versus renting. Tons of insights were shared and we gathered some of the most helpful homebuying tips for you here.

Credit Scores

TIP 1: Maintain a high credit score

Before you can move up and into your dream home you need to keep your credit score movin’ on up.

Make this a little easier on yourself by putting all your bills on auto pay to avoid late payments. Also, try to only use 1-10% of of your credit card limits.


TIP 2: Consider your total income

Did you know there are 3 types of income?

When starting the homebuying process, be sure to assess your active, passive, and portfolio income.

Active income is generated from trading time for money.

Passive income includes assets that you haven’t actively worked for.

And portfolio income comes from selling an investment at a higher price than you paid for it.

TIP 3: Know how much you’ll save in the long run

The best part of homebuying is that over time your monthly payments go down and the impact of your overall wealth goes up. We recommend comparing your monthly rent payment versus a proposed mortgage. The difference might just surprise you. Who doesn’t love spending less and getting more?

1771 25 Front Dusk Overall Azure New Home Company Eric Figge Photos

TIP 4: Find your perfect home on The Ranch

Feeling inspired yet? Great news, we have a dream home just for you!

Check out our breathtaking homes in the Azure, Cobalt, Modena, and Veranda neighborhoods starting from the $500Ks. In addition to a beautiful home, you will have access to more than 20 amenities ranging from clubhouses and pools to nature trails.

For more information, please contact our Visitor Center at 949-768-1882, or better yet give us a visit and say hi! We'd love to meet you and show you around. We're open daily from 10am to 5pm.

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Mary Kontra
(949) 768-1882

The Discovery House at Ranch Camp
30225 Ranch Cyn,
Rancho Mission Viejo, CA 92694
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Mary Kontra
(949) 768-1882

The Discovery House at Ranch Camp
30225 Ranch Cyn,
Rancho Mission Viejo, CA 92694